Why Sard Wealth Management
We are committed to guiding our clients in making informed financial decisions through education, proactive communication and unbiased advice. Our goal is for our clients to find financial peace of mind. We are committed to meeting the needs of each client and for that reason, we only accept a limited number of new clients each year.
Our company is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition. Our staff consists of experienced professionals with a “hands-on” approach to financial guidance. Not only do clients find our team members knowledgeable, but they also discover that our staff truly cares about making their dreams a reality. We do everything in our power to keep our clients focused on where they want to go, advise them on how to get there, and continually remind them of the importance of maintaining a disciplined approach to realizing their dreams.
What Makes Us Unique?
Sard Wealth Management has the experience and credentials, the commitment, and the comprehensive approach needed to assist clients in meeting their financial objectives.
Experience and Credentials
Jonathan Sard has been a financial advisor for over 20 years. During that time he has worked with hundreds of individuals and families toward meeting their financial goals. In addition to his experience, he has the credentials that you can trust in a financial advisor. Consumers should be aware that there is nothing preventing a person from declaring themselves a “Financial Planner”, so it is important to understand the credentials that distinguish Sard Wealth Management from other financial professionals.
Jonathan Sard is a Certified Financial Planner™ professional. The CFP® mark distinguishes an individual who has earned the designation through the education, examination, experience and ethical standards established by the Certified Financial Planners Board of Standards (CFP Board). Certified Financial Planner™ professionals are qualified to assist clients in all aspects of financial planning including investments, insurance, retirement planning, tax and estate planning.
Additionally, Sard Wealth Management Group, LLC is a Registered Investment Advisor (RIA), registered with the Securities and Exchange Commission (SEC)². The Investment Advisers Act of 1940 defines an RIA¹ and requires them to adhere to a fiduciary standard of care, meaning that they must serve a client’s best interests and eliminate or disclose all potential conflicts of interest which might incline an investment adviser — consciously or unconsciously — to render advice which was not in the best interest of the client. Not all financial professionals are held to this standard of care for their clients. It is important to know whether your chosen financial professional is required to just provide investments which are suitable for you based on age, income and risk tolerance or whether they are required to put your interests above all else in selecting products and services for you.
In addition to providing unbiased advice across the financial spectrum, Sard Wealth Management is committed to helping our clients understand their financial situations. We are accessible and provide personal service as we teach and explain so that you can make informed decisions with confidence. We work closely with you on an ongoing basis to review your progress toward your objectives and to keep the plan alive. We are committed to regular communication and education to help you understand current financial events and how your plan is affected. You can depend on us today and tomorrow as your plan unfolds.
Our approach is comprehensive both in the breadth of advice we provide and also because we take the role of the “quarterback” of your financial team. Our plans include more than investment management. We look at protecting your family through analyzing your life, disability and long-term care insurance needs. We assess whether your assets will pass properly to your heirs in the future. We also look at ways to help reduce your taxes. We look at the big picture and if necessary, we also partner with your own tax and legal professionals to coordinate a cohesive plan. If you are in need of additional professionals to make your team complete, we can recommend professionals (attorneys, accountants, mortgage brokers, etc) in a number of related areas to help provide a full service plan.
¹RIA is an abbreviation for Registered Investment Advisor and is not a professional designation.
²An investment adviser’s registration with the SEC does not imply a specific level of skill or training.